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Showing posts with label car insurance. Show all posts
Showing posts with label car insurance. Show all posts

Friday, 1 June 2012

if you want to save money on car insurance with Geico, switch to Allstate or AAA

back in 2008 I got the same car insurance coverage levels on the same car, by about 8 different car insurance companies, and Allstate and AAA came in very close to the same costs, and I got fed up with listening to the Geico ads, the ones that keep repeating how you "COULD" save UP TO 430 dollars by switching from your car insurance company... you've probablly heard it to, on radio, TV, internet pop ups, magazine full page ads, etc etc. All that advertising costs them so much, they charge more to their customers so the profit isn't hit.

I just got a quote from
AAA for $970 every 6 months,
Geico for $1030 every 6 months

And Allstate charges me $812

Now, I mentioned that AAA and Allstate charge about the same, but the above numbers are about 180 dollars apart... well, everyone seems to do one thing or another to sweeten their deal, and AAA has a dividend check, and Allstate has the customer loyalty discount, plus decreasing deductible discount, and all that stuff.

So with those factors removed, AAA and Allstate charge about the same.

the 2008 comparison is here: http://justacarguy.blogspot.com/2008/11/car-insurance-comparison.html  and I don't have the time tonight to get quotes from the rest of those companies to see how they've compared after 4 years, but you'll notice the difference between Allstate and Geico has doubled. 

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Wednesday, 28 September 2011

car collector John Chapman lost more than 175 cars in the Texas wildfires... including a Shelby Cobra

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Sunday, 31 July 2011

a 1917 car insurance pamphlet excerpts



 the above has some offensive, bizarre, and obsolete info to offer as advice. Put on bumpers? Leave the lights on when parked at night?

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Wednesday, 13 April 2011

Why isn't your car insurance company lowering your rates on the theft portion or your premiums?

Now that the cops in the US and Canada have license plate recognition software that instantly identifies stolen cars http://justacarguy.blogspot.com/2011/03/automatic-license-plate-recognition.html

And now that LoJack has a 90% return success rate http://www.lojack.com/why/pages/theft-facts.aspx plus the chop shops and car theft organizations shut down because LoJack claims to have led cops to the stolen cars... well, good.

So with all this focus and recovery on stolen cars, car insurance payouts would logically be less, and if they pay out less, they would logically be charging us less. But they aren't

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Tuesday, 19 October 2010

Sports and muscle cars are a better investment than the stock market

Hagerty's is a really cool car insurance company, this was part of their newsletter. Click on it to make it full size and easier to see what the various colored lines represent, and what cars comprise the group that the blue line that is out outperforming the stock market

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Thursday, 30 September 2010

"Why car thieves love a '94 Honda Accord" from Insure.com, a good look at the stolen car issue

The most stolen vehicles:

1. 1994 Honda Accord
2. 1995 Honda Civic
3. 1991 Toyota Camry
4. 1997 Ford F-150 Pickup
5. 2004 Dodge Ram Pickup
6. 2000 Dodge Caravan
7. 1994 Chevrolet pickup (full size)
8. 1994 Acura Integra
9. 2002 Ford Explorer
10. 2009 Toyota Corolla
Source: NICB, based on car thefts in 2009

Older cars tend to be popular targets. In addition to supplying in-demand parts, these older cars are:

•Easier to steal. Car manufacturers in recent years have added many theft deterrents that older models don't have.
•Not as likely to have after-market security devices, such as warning, tracking and disabling devices.

Metropolitan areas with the highest vehicle theft rates

1. Laredo, Texas
2. Modesto, Calif.
3. Bakersfield, Calif.
4. Stockton, Calif.
5. Fresno, Calif.
6. Yakima, Wash.
7. San Francisco/Oakland/Fremont, Calif.
8. Visalia/Porterville, Calif.
9. Las Vegas/Paradise, Nev.
10. Albuquerque, NM

Source: NICB, based on car thefts in 2009

Read the whole article to be better informed about car theft:
http://www.insure.com/car-insurance/most-stolen-cars-2010.html

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